I'm a full time EO1, I'm a single mum with a one year old child. Because I am over the threshold I get no support from child tax credits etc. So my mum who is in her 70s is having to look after my child while I work. If I didn't have this option I would be forced out of a job. If I were to reduce my hours to 18 a week, I would be around £200 a month worse off, which sounds like nothing but is completely unaffordable, its what I try to budget for our shopping each month.
There is no extra money for luxuries, even getting my hair cut or a night out is a struggle. I dread what it is going to be like what my child is up a bit and needs more things. Despite that fact that I am in a "good job" I have had to come to terms with the fact that we are a low income house on 1 wage and life is very tight for us. I work hard in a job with a lot of responsibility to provide for my child but he will probably never have anything other than supermarket or ebay clothes and will likely never know what it's like to have a holiday abroad.